Terms & Conditions

Website usage

You may use Singh Habitat for lawful, personal, educational, and informational purposes. You agree not to misuse the website, interfere with its operation, attempt unauthorized access, introduce malicious code, or use our services in violation of applicable laws.

Calculator Accuracy and Results

Singh Habitat provides online calculators and tools intended to assist with calculations and general informational tasks. We make reasonable efforts to keep our tools functional, but we do not guarantee that every result will be accurate, complete, current, or suitable for every situation.

Results may depend on the information you enter, assumptions, formulas, rounding methods, and other factors. You are responsible for checking your inputs and independently verifying important results before relying on them.

No Professional Advice

The tools and information available on Singh Habitat are provided for general informational and educational purposes only. They do not constitute professional financial, investment, tax, legal, medical, or other specialized advice.

Do not rely solely on our calculators or website content when making important financial, health, legal, tax, or other significant decisions. Consult a qualified professional where appropriate.

User responsibility

You are responsible for how you use the website, the information you enter, and any decisions you make based on the results. You should independently verify calculations and information before using them for important purposes.

Intellectual property

Unless otherwise stated, the website's original text, branding, design, graphics, and code are owned by Singh Habitat or used with appropriate permission. You may not reproduce, distribute, modify, or commercially exploit protected material without permission, except where permitted by applicable law.

Third-party names, trademarks, and materials remain the property of their respective owners.

Third-Party Links and Services

The website may contain links to third-party websites or use third-party services. These are provided for convenience or to support website functionality. Singh Habitat does not control third-party websites and is not responsible for their content, availability, privacy practices, or terms.

Your use of third-party services is subject to the relevant provider's terms and policies.

Advertising

Singh Habitat may display advertisements from third-party advertising providers, including Google AdSense, if such services are implemented on the website.

Third-party advertising providers may use cookies or similar technologies in accordance with their applicable policies and settings. Please refer to our Privacy Policy for information about advertising technologies and applicable privacy choices.

Website Availability and Changes

We aim to keep the website accessible and functional but do not guarantee uninterrupted, error-free, or continuous availability. We may modify, suspend, discontinue, or update any website feature or tool at any time, where appropriate.

Disclaimer of Warranties

To the extent permitted by applicable law, the website and its tools are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied.

We do not guarantee that the website will always be secure, error-free, available, or suitable for a particular purpose.

Limitation of Liability

To the extent permitted by applicable law, Singh Habitat will not be liable for indirect, incidental, special, consequential, or other losses arising from your use of, inability to use, or reliance on the website, its tools, or its results.

Nothing in these terms excludes or limits liability where such exclusion or limitation is prohibited by applicable law.

Acceptable Use and Security

You must not attempt to disrupt the website, bypass security measures, access restricted systems without authorization, overload our services, or use automated methods in a way that harms the website or its users.

We may take reasonable measures to protect the website and maintain its proper operation.

Changes to These Terms

We may revise these Terms & Conditions from time to time to reflect changes to our website, services, or applicable requirements. Updates will be published on this page with a revised date where appropriate. Continued use of the website after changes take effect constitutes acceptance of the updated terms to the extent permitted by law.

Governing Law

These terms are subject to applicable laws. Any disputes will be handled by the competent courts or authorities with jurisdiction under applicable law.

Contact Us

If you have questions about these Terms & Conditions, please contact us through the Contact Us page on Singh Habitat.

Please review our Privacy Policy for information about how personal information is handled.